Terms and Conditions

1. Introduction

Welcome to PDF Toolkit Online ("we," "our," "us," or the "Service"), accessible at pdftoolkitonline.com. These Terms and Conditions ("Terms") govern your access to and use of our website, tools, and services.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

2. Definitions

• "Service" refers to the PDF Toolkit Online website and all tools, features, and content provided therein.
• "User," "you," or "your" refers to any individual or entity accessing or using the Service.
• "Content" refers to text, images, PDFs, documents, and any other materials processed through or displayed on the Service.
• "Tools" refers to the PDF manipulation, conversion, compression, and calculator features provided by the Service.

3. Use of Service

3.1 Eligibility

You must be at least 13 years of age to use this Service. By using this Service, you represent and warrant that you are at least 13 years old. If you are under 18, you represent that you have your parent or guardian's permission to use the Service.

3.2 Permitted Use

You may use our Service for lawful purposes only. You agree to use our Tools to:

• Process documents that you own or have permission to modify
• Prepare documents for legitimate personal, educational, or business purposes
• Use calculators for educational and planning purposes

3.3 Prohibited Use

You agree NOT to use the Service to:

• Process, create, or distribute illegal content
• Infringe on copyrights, trademarks, or other intellectual property rights
• Create fraudulent, forged, or deceptive documents
• Process content that is defamatory, obscene, or harmful
• Attempt to reverse engineer, decompile, or hack the Service
• Use automated systems (bots, scrapers) to access the Service without permission
• Interfere with or disrupt the Service or servers
• Violate any applicable laws or regulations

4. Client-Side Processing

Our Tools operate using client-side processing, meaning:

• Your files are processed entirely within your web browser
• Your files are not uploaded to our servers
• We do not store, view, or have access to your documents
• Processing is performed using your device's resources

As a result:

• Performance depends on your device's capabilities
• Very large files may cause browser slowdowns
• You are responsible for maintaining backups of your original files
• We cannot recover files once you close your browser tab

5. Intellectual Property

5.1 Our Intellectual Property

The Service, including its original content (excluding user-processed files), features, functionality, design, and code, is owned by PDF Toolkit Online and is protected by copyright, trademark, and other intellectual property laws.

5.2 Your Content

You retain all rights to documents you process using our Service. Since we do not upload, store, or access your files, we make no claim to ownership of your content.

5.3 User Responsibility

You are solely responsible for ensuring that you have the legal right to process any documents you use with our Service. You agree not to use our Tools to infringe on the intellectual property rights of others.

6. Disclaimers

6.1 Service Provided "As Is"

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

6.2 No Guarantee of Accuracy

We do not warrant that:

• The Service will function uninterrupted or error-free
• All PDF files will be processed correctly
• Output files will be accepted by all third-party systems
• Calculator results will be accurate for all situations
• Information on the website is complete, accurate, or current

6.3 Government Exam Requirements

While we strive to maintain accurate specifications for government exams (RBI, IBPS, SSC, etc.), requirements may change without notice. Always verify current requirements from official sources before submitting applications.

6.4 Financial Calculators

Our financial calculators are for educational and illustrative purposes only. They do not constitute financial, investment, tax, or legal advice. Consult qualified professionals before making financial decisions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PDF TOOLKIT ONLINE AND ITS OWNERS, OPERATORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, data, use, or goodwill
• Service interruption or computer damage
• Cost of substitute services
• Rejected application forms or documents
• Financial losses from calculator use
• Any damages arising from your use or inability to use the Service

This limitation applies regardless of the legal theory (contract, tort, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless PDF Toolkit Online and its owners, operators, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Content you process through the Service

9. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

10. Modifications

10.1 To the Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

10.2 To These Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts in India.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and PDF Toolkit Online regarding your use of the Service.